Work Opportunities 5/20/2019 - Laserfiche WebLink

c. $25,000 for damages caused by a professional services in the medical "resident" . treatment of"residents". 3 Paragraph 4.b.(b) of Section IV — Commercial 3. As respects the violation of "Rights of General Liability Conditions — Other Insurance, is Residents" Coverage the following definition is deleted and replaced by the following: added to Section V--Definitions: (b) That is property insurance for premises "Rights of residents"means: rented to you or temporarily occupied by you with the permission of the owner, a. Any right granted to a resident under any state law regulating your business as a 4. Paragraph a., "Insured Contract", of health care facility. paragraph 9. of Section V — Definitions is b. The "rights of residents" as included in the deleted and replaced by; United States Department of Health and a. A contract for a lease of premises. Welfare regulations governing participation However, that portion of the contract for a of Intermediate Care Facilities and Skilled lease of premises that indemnifies any Nursing Facilities, regardless of whether person or organization for damage by fire, your facility is subject to those regulations. smoke, or leaks from sprinklers to premises E. WAIVER OF IMMUNITY while rented to you or temporarily occupied by you with the permission of the owner is We will waive, both in the adjustment of claims and not an"insured contract." in the defense of "suits' against the insured, any charitable or governmental immunity of the insured, 5. The following is added to SECTION V. unless the insured requests in writing that we not do Definitions: so. "Resident" means a person who is disabled and Waiver of immunity as a defense will not subject us placed by the insured. to liability for any portion of a claim or judgment in C. LIQUOR LIABILITY EXCLUSION — EXCEPTION excess of the applicable limit of insurance. FOR FUND RAISING EVENTS F, WHO IS AN INSURED Paragraph c. of 2. Exclusions, COVERAGE A Paragraph 2. of Section II—Who Is An Insured is (SECTION i) is amended by adding the following deleted and replaced by the following: subparagraph: 2. Each of the following is also an insured, but only This exclusion does not apply to "bodily injury" or while working within the scope of their duties for "property damage" arising out of the selling, serving the insured: or furnishing of alcoholic beverages at any fund- raising events. a. "Employees"; D. VIOLATION OF RIGHTS OF RESIDENTS b. "Volunteer Workers"; COVERAGE(PATIENT'S RIGHTS) However, no"employees"or"volunteer 1. The following is added to Section 1 — workers"are insureds for: Coverages -- Coverage A, paragraph 1. (1) "Bodily injury"or"personal and insuring Agreement: advertising injury": "Bodily injury" damages arising out of the violation of "Rights of Residents" shall be (a) To you,to your partners or deemed an'occurrence." members(if you are a partnership or Joint venture),to your members 2. As respects the coverage provided in paragraph (if you are al limited liability A.1. of this endorsement, the following company),to a co-"employee"while exclusions are added to Section I—Coverages in the course of his or her —Coverage A—2.Exclusions: employment or performing duties This insurance does not apply to: related to the conduct of your business,or to your other p. Liability arising out of the willful or "volunteer workers"while intentional violation of"Rights of Residents." performing duties related to the q. Fines or penalties assessed by a court or conduct of your business; regulatory authority. (b) To the spouse, child, parent, r. Liability arising out of any act or omission in brother or sister of that co- the furnishing or failure to furnish "employee"or"volunteer worker"as 86571 08/04 -2-