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ARTICLE 25 - INSURANCE BENEFITS <br /> 25.1 General. <br /> 25.1.1 The City agrees to provide insurance benefits for officers and their dependents as <br /> described in the following sections. <br /> 25.2 Employee and Dependent Medical. <br /> 25.2.1 The City agrees to offer medical coverage for all officers and their eligible dependents. <br /> Employees shall have the option of participating in the Kaiser HMO Plan or one of the <br /> City's self-insured medical plans. Employees that elect the Kaiser HMO Plan or the <br /> City's traditional PPO Plan, shall pay ten percent of the monthly premium. Employees <br /> that elect the City's Consumer Driven Healthcare Plan (CDHP), shall pay five percent of <br /> the monthly premium. <br /> 25.2.2 Employees that elect the CDHP will receive a City paid contribution to an HRA VEBA in <br /> the amount of$1,800 for an individual or $3,600 for a family. (In 2020, the contributions <br /> will be made in January, following years contribution will be provided monthly). In <br /> addition, employees and their spouses that take a whole health exam at the VERA Clinic <br /> will receive an additional VEBA contribution in the amount of$200 each. Changes in <br /> coverage during the year may result in a pro-rated VEBA contribution. <br /> 25.3 Dental Insurance. <br /> 25.3.1 The City agrees to provide dental insurance through Dental Service of Washington for all <br /> officers and their dependents. The City shall pay the premium cost of the coverage. <br /> 25.4 Vision Insurance. <br /> 25.4.1 The City agrees to provide vision coverage that is acceptable to the City for all employees <br /> and their legal dependents. The City shall pay the premium cost of the coverage. <br /> 25.5 Disability and Life Insurance. <br /> 25.5.1 The City agrees to sponsor and administer a disability insurance program through the <br /> insurance company of the Association's choice for all LEOFF II members. Premiums for <br /> this coverage will be the responsibility of LEOFF II officers with the requirement that all <br /> LEOFF II officers participate. <br /> 25.5.2 In conjunction with the disability insurance program, all officers of the City agree to <br /> purchase a $10,000 life insurance policy through Standard Insurance Company. <br /> 25.5.3 It will be the responsibility of the Association to register all present and new members of <br /> the bargaining unit in these programs. Any dividends or financial returns from either of <br /> these programs will be forwarded to the Association. <br /> 36 <br />