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ARTICLE 19 - INSURANCE BENEFITS <br /> 19.1 General. <br /> 19.1.1 The City agrees to provide insurance benefits for employees and their dependents <br /> as described in the following sections. <br /> 19.2 Employee and Dependent Medical. <br /> 19.2.1 The City agrees to offer medical coverage for all employees and their eligible <br /> dependents. Employees shall have the option of participating in the Kaiser HMO <br /> Plan or one of the City's self-insured HMA medical plans. Employees that elect the <br /> Kaiser HMO Plan or the City's traditional PPO Plan, shall pay fifteen percent of the <br /> monthly premium for themselves and their dependents. Employees that elect the <br /> City's Consumer Driven Health Plan (CDHP), shall pay five percent of the monthly <br /> premium for themselves and their dependents. <br /> 19.2.2 Employees that elect the CDHP will receive a City paid contribution to an HRA <br /> VEBA in the amount of$1,800 for an individual or $3,600 for a family. (In 2021 the <br /> contribution will be made in February and in 2022, the contributions will be made in <br /> January). In addition, employees and their spouses/domestic partners that complete <br /> the annual whole health exam at the VERA Clinic will receive an additional VEBA <br /> contribution in the amount of $200 each. Changes in eligibility during the year will <br /> result in a pro-rated VEBA contribution. <br /> 19.3 Dental Insurance. <br /> 19.3.1 The City agrees to provide dental insurance through Washington Dental Service or <br /> Willamette Dental for all employees and their dependents (i.e., the employee may <br /> choose one of the two foregoing dental plans). The City shall pay the premium cost <br /> of the coverage. <br /> 19.4 Vision Insurance. <br /> 19.4.1 The City agrees to provide vision coverage that is acceptable to the City for all <br /> LEOFF II employees and their legal dependents. The City shall pay the premium <br /> cost of the coverage. <br /> 19.5 Disability and Life Insurance. <br /> 19.5.1 The City agrees to sponsor and administer a disability insurance program through <br /> Standard Insurance Company for all EPMA employees. Premiums for this coverage <br /> will be the responsibility of EPMA employees with the requirement that all EPMA <br /> employees participate. <br /> 19.5.2 The City will offer and administer a voluntary cancer and accident insurance <br /> program through SunLife. Premiums for this coverage will be responsibility of EPMA <br /> employees. <br /> EVERETT POLICE MANAGEMENT ASSOCIATION <br /> PAGE 24 <br />