Everett Municipal Employees Local 113 AFSCME 1/17/2023

ARTICLE 12 - INSURANCE BENEFITS Section 1: Eligibility. a. New hire employees shall not receive any City paid insurance benefits until the first day of the 3rd month of employment(employee starts work in April,insurance starts June 1st). b. Regular part-time employees who work 22 hours or more per week shall be eligible for benefits under Article 12 on a pro-rata basis. c. Day laborers(IV)will be eligible to participate in medical insurance.Returning Day Laborer IV's shall receive medical insurance on the first day of the following month of rehire d. Circulation Assistant I/Shelvers are exempt from Article 12 unless required by law. Section 2: Medical Insurance. The City agrees to offer medical coverage for eligible employees and their legal dependents. Employees and their dependents shall have the option of enrolling in the Kaiser,-HMO Plan or one of the City's self- insured medical plans. Employees that choose the Kaiser HMO Plan or the City's traditional PPO Plan, shall pay ten percent of the monthly premium. Employees that choose the City's Consumer Driven Healthcare Plan(CDHP),shall pay 0%of the monthly premium share in 2023 and 5%of the monthly premium in 2024. . Employees that enroll in the CDHP will receive a City paid contribution to an HRA/VEBA in the amount of$1,200 for individual for$2,400 for family coverage. Changes due to a qualifying event will be pro- rated for the remainder of the year. Effective January 1,2024,Employees enrolled in the CDHP will receive quarterly contributions in their HRA/VEBA(paid at beginning of each quarter)in the amount of$300 for individual coverage and$600 for family coverage. Changes due to a qualifying event will be pro-rated for the remainder of the year. Annual Whole Health Evaluation: Employees enrolled in the CDHP will receive a HRA/VEBA contribution in the amount of$200 for individual and$200 for spouse or domestic partner upon completion of an Annual Whole Health Evaluation. Employees enrolled in the traditional PPO Plan will receive a HRA/VEBA contribution in the amount of $100 upon completion of an Annual Whole Health Evaluation. The benefits under the City's self-insured medical insurance program are described in Appendix 2,and such benefits shall not be reduced without agreement of the parties. Section 3: Life Insurance. The City will provide for the employee$1,000 life insurance per$1,000 of annual salary,rounded to the next highest$1,000 at the City's expense for the duration of this agreement. Section 4: AD&D. The City will provide for the employee Accidental Death and Dismemberment coverage in an amount equal to that specified in Section 3 hereinabove,at the City's expense for the duration of this agreement. 29