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<br /> <br /> <br />EVERETT POLICE OFFICERS ASSOCIATION <br />PAGE 42 <br /> <br /> <br />ARTICLE 25 - INSURANCE BENEFITS <br /> <br /> <br />25.1 General. <br /> <br />25.1.1 The City agrees to provide insurance benefits for officers and their d ependents as <br />described in the following sections. <br /> <br />25.2 Employee and Dependent Medical. <br /> <br />25.2.1 The City agrees to offer medical coverage for all officers and their eligible <br />dependents. Employees shall have the option of participating in the Kaiser-HMO <br />Plan or one of the City’s self-insured medical plans. Effective the first pay period <br />following ratification of this Agreement, employees that elect the Kaiser HMO <br />Plan or the City’s traditional PPO Plan, shall pay twelve percent (12%) of the <br />monthly premium. Employees that elect the City’s Consumer Driven Healthcare <br />Plan (CDHP) shall pay five percent (5.0%) of the monthly premium. <br /> <br />25.2.2 Employees that elect the CDHP will receive a City paid contribution to an HRA <br />VEBA in the amount of $1,800 for an individual or $3,600 for a family. <br />(Contributions will be made in January of each year). In addition, employees and <br />their spouses/domestic partners that participate in a whole health exam at the <br />VERA Clinic will receive an additional VEBA contribution in the amount of $200 <br />each. Changes in coverage during the year will result in a pro-rated VEBA <br />contribution. <br /> <br />25.3 Dental Insurance. <br /> <br />25.3.1 The City agrees to provide dental insurance through Dental Service of <br />Washington or Willamette Dental for all officers and their dependents. The City <br />shall pay the premium cost of the coverage. <br /> <br />25.4 Vision Insurance. <br /> <br />25.4.1 The City agrees to provide vision coverage that is acceptable to the City for all <br />employees and their legal dependents. The City shall pay the premium cost of the <br />coverage. <br /> <br />25.5 Disability and Life Insurance. <br /> <br />25.5.1 The City agrees to administer a disability insurance program through the <br />insurance company of the Association’s choice for all LEOFF II members. <br />Premiums for this coverage will be the responsibility of LEOFF II officers with <br />the requirement that all LEOFF II officers participate. <br /> <br />25.5.2 In conjunction with the disability insurance program, all officers of the City agree <br />to purchase a $10,000 life insurance policy through Standard Insurance Company.