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EVERETT POLICE MANAGEMENT ASSOCIATION <br />PAGE 29 <br />ARTICLE 19 - INSURANCE BENEFITS <br /> <br /> <br />19.1 General. <br /> <br />19.1.1 The City agrees to provide insurance benefits for employees and their dependents as <br />described in the following sections. <br />19.2 Employee and Dependent Medical. <br /> <br />19.2.1 The City agrees to offer medical coverage for all employees and their eligible <br />dependents. Employees shall have the option of participating in the Kaiser HMO Plan <br />or one of the City’s self-insured HMA medical plans. Employees that elect the Kaiser <br />HMO Plan or the City’s traditional PPO Plan, shall pay fifteen percent (15.0%) of the <br />monthly premium for themselves and their dependents. Employees that elect the CDHP <br />plan shall pay five percent (5.0%) of the monthly premium. <br />19.2.2 Employees that elect the CDHP will receive a City paid contribution to an HRA VEBA in <br />the amount of $1,800 for an individual or $3,600 for a family. (For the term of this contract <br />the contribution will be made in January of each year.) In addition, employees and their <br />spouses/domestic partners that complete the annual whole health exam at the VERA <br />Clinic will receive an additional VEBA contribution in the amount of $200 each. Changes <br />in eligibility during the year will result in a pro-rated VEBA contribution. <br /> <br />19.3 Dental Insurance. <br />19.3.1 The City agrees to provide dental insurance through Washington Dental Service or <br />Willamette Dental for all employees and their dependents (i.e., the employee may choose <br />one of the two foregoing dental plans). The City shall pay the premium cost of the <br />coverage. <br /> <br />19.4 Vision Insurance. <br />19.4.1 The City agrees to provide vision coverage that is acceptable to the City for all LEOFF II <br />employees and their legal dependents. The City shall pay the premium cost of the <br />coverage. <br /> <br />19.6 Disability and Life Insurance. <br />19.5.1 The City agrees to sponsor and administer a disability insurance program through <br />Standard Insurance Company for all EPMA employees. Premiums for this coverage will <br />be the responsibility of EPMA employees with the requirement that all EPMA employees <br />participate. <br /> <br />19.5.2 The City will offer and administer a voluntary cancer and accident insurance program <br />through Sunlife. Premiums for this coverage will be responsibility of EPMA employees. <br /> <br />19.5.3 ln conjunction with the disability insurance program, all employees agree to purchase a <br />$10,000 life insurance policy through Standard Insurance Company.